Terms & Conditions

Effective Date: [To be finalized before go-live] · Shearinco Enterprises Inc. dba McAdams Insurance Agency

Acceptance of Terms

By using this website, you agree to these Terms & Conditions. If you do not agree, please do not use the site. We may update these terms from time to time; continued use of the site after changes means you accept the updated terms.

No Insurance Advice, and Quotes Are Not Binding

Information on this website — including blog posts, coverage descriptions, and any premium estimates — is provided for general informational purposes only and is not insurance advice, a policy, a binding quote, or a guarantee of coverage. Actual coverage, terms, and pricing are determined solely by the underwriting carrier and are set out in your policy documents. No coverage is bound or changed until you receive confirmation directly from McAdams Insurance Agency or the carrier. If you need to report a claim or make an urgent policy change, please call us directly rather than relying on a website form.

Use of This Website

You agree to use this website only for lawful purposes. You may not attempt to interfere with the site's normal operation, attempt to gain unauthorized access to any part of the site or its underlying systems, or use automated tools to scrape or copy site content without our permission.

Accuracy of Information You Provide

When you submit a form on this site (such as a quote request or policy change request), you agree to provide accurate and complete information. Inaccurate information may delay service or affect coverage. We are not responsible for delays or issues caused by incomplete or incorrect information submitted through the website.

Third-Party Links

This website may link to third-party websites, including insurance carriers, payment portals, and other resources, for your convenience. We do not control these third-party sites and are not responsible for their content, accuracy, or privacy practices. Visiting a linked site is at your own discretion.

Intellectual Property

The content on this website — including text, graphics, logos, and images — is owned by or licensed to McAdams Insurance Agency and is protected by applicable intellectual property laws. You may view and print pages for your personal, non-commercial use, but may not reproduce, distribute, or create derivative works from this content without our written permission.

Disclaimer of Warranties

This website is provided "as is" without warranties of any kind, express or implied. We do not guarantee that the site will be uninterrupted, error-free, or free of viruses or other harmful components.

Limitation of Liability

To the fullest extent permitted by law, McAdams Insurance Agency is not liable for any indirect, incidental, or consequential damages arising from your use of this website or reliance on its content. Nothing in these terms limits any liability that cannot be limited under applicable law.

Governing Law

These terms are governed by the laws of the State of Georgia, without regard to its conflict-of-law principles.

Changes to These Terms

We may revise these Terms & Conditions from time to time. The effective date above reflects the most recent revision.

Contact Us

If you have questions about these Terms & Conditions, contact us at:

McAdams Insurance Agency
65 Antioch Road, STE B, Dallas, GA 30157
Phone: (770) 445-4474
Email: service@mcadamsinsurance.com