Personal Lines

Health coverage for every stage of life.

Whether you're comparing individual or family health plans, or starting to think about Medicare, we help you understand what's actually available — as a licensed independent agency, not a call center reading from one company's script.

Coverage Options

Two very different conversations — we help with both.

IH

Individual & Family Health Insurance

Major medical coverage for individuals, couples, and families who don't have coverage through an employer — compared across available carriers for your situation.

Ask about individual health coverage →
MED

Medicare Plan Guidance

Approaching 65 or helping a parent navigate Medicare? We help you understand the different parts of Medicare and how supplemental options work, in plain language.

Talk to us about Medicare →

Questions We Hear Often

Individual health & Medicare FAQs.

When can I enroll in an individual health plan?

Individual/family health plans generally have an annual Open Enrollment period, though a Special Enrollment Period may be available if you've had a qualifying life event, such as losing other coverage, getting married, or having a baby. We can help you figure out which applies to you.

When should I start looking at Medicare options?

Most people become eligible around age 65, with an Initial Enrollment Period that begins a few months before your 65th birthday. Starting the conversation before that window opens gives you time to understand your options without feeling rushed.

Do you sell Medicare plans directly, or help me understand my options?

We're a licensed independent agency, which means we can walk you through the types of Medicare coverage available and how they compare, without being tied to a single insurance company. Reach out and we'll talk through what fits your situation.

Is McAdams Insurance Agency connected to Medicare or the federal government?

No. McAdams Insurance Agency is an independent, privately owned insurance agency and is not affiliated with or endorsed by the Medicare program or any federal government agency.

Let's talk through your health coverage options.

Tell us a little about your situation and a licensed team member will follow up directly — no scripts, no pressure.

Request Health Coverage Info
📞 Call Now Get a Quote