Personal Insurance · Auto
Most drivers are leaving money on the table simply because nobody asked about the discounts they already qualify for. Here are the ones worth checking on your next renewal.
Combining home and auto — or renters and auto — with the same carrier is usually the single biggest discount available. It's also one reason working with an independent agent helps, since we can compare bundled pricing across multiple carriers instead of just one.
A clean driving record over the past 3–5 years typically qualifies you for a lower rate. Some carriers also offer usage-based programs (a mobile app or plug-in device that tracks driving habits) that can lower your rate further if you're a cautious driver.
If you work from home, have a short commute, or simply don't drive much, ask about a low-mileage discount — carriers price partly based on how much time you actually spend on the road.
Anti-lock brakes, airbags, anti-theft systems, and newer safety tech (like automatic emergency braking) can all qualify for discounts, since they lower the carrier's risk of a costly claim.
Paying your premium in full instead of monthly, enrolling in autopay, and choosing paperless billing are small, easy discounts many people skip simply because nobody mentions them.
Not sure which of these you're already getting? We're happy to review your current policy and flag anything you're missing — no cost, no obligation.
Review My Auto Discounts