Insurance for Technology & Professional Services Firms

Coverage for the advice you give and the data you hold.

Technology and professional services firms don't carry the physical risks of a job site — but a mistake in advice, a missed deadline, or a data breach can be just as costly. We build coverage around the exposures that actually matter for a services-based business.

Coverage We Build Around Your Business

What technology & professional services insurance typically includes.

Real Risk, Real Coverage

Common technology & professional services risks — and how coverage responds.

The Risk

A client claims your advice, deliverable, or software led to a financial loss.

How Coverage Responds

Errors & omissions coverage responds to claims tied to your professional services, which general liability doesn't address at all.

The Risk

Your systems are breached and client data is exposed.

How Coverage Responds

Cyber liability covers notification costs, legal exposure, and recovery expenses — a growing necessity for any firm holding client or customer data.

The Risk

A former employee files a claim related to termination or a workplace dispute.

How Coverage Responds

Employment Practices Liability (EPLI) covers claims tied to hiring, firing, and workplace decisions, which most general policies exclude.

Questions We Hear Often

Technology & Professional Services insurance FAQs.

Do I need E&O if I don't handle client money or make binding decisions?

Yes, in most cases — E&O covers claims tied to any professional advice, deliverable, or service you provide, not just financial decisions.

Is cyber liability really necessary for a small firm?

Small firms are frequent targets precisely because they often have weaker defenses — and a breach's costs (notification, legal, remediation) can be significant even for a handful of client records.

What's the difference between general liability and E&O?

General liability covers physical injury or property damage; E&O (professional liability) covers financial loss tied to your professional services, advice, or work product — most services firms need both.

Do I need EPLI if I only have a few employees?

EPLI risk isn't strictly tied to company size — even small firms face employment-related claims, and it's often more affordable than owners expect relative to the exposure it covers.

Let's build coverage around your technology & professional service.

Tell us a little about your business and we'll shop it across our carrier network to find the right fit.

Request a Commercial Quote
📞 Call Now Get a Quote